Loan Rates
Personal Loan Rates are current for February 2022. Ethicon Credit Union may be able to match or beat competitors' rates. The APR is the credit union's standard rate. The minimum repayment term is two months, and the maximum term reaches 36 months.
The rate may vary depending on each individual's credit history and underwriting factors.
| Loan Type | Rates |
|---|---|
| Auto Loan | 2.75% |
| Equipment (Lawn Mowers, Tractor, etc.) | 6.75% |
| Recreational Vehicles (Campers, Boats, 4 Wheelers, Motorcycles) | 6.75% |
| Special Purchase (Furniture, Appliances, Computers, etc.) | 9.50% |
| Secured Loans | 6.00% |
| Signature Loans | 9.75% |
| Mortgages | |
| Second Mortgages- 1st position | 6.25% |
| Signature Loans | 9.75% |
| Second Mortgages | 6.25% |
| Vacant Land | 8.00% |
| Land with Mobile Home | 8.00% |
| New Mobile Home | 8.00% |
| Used Mobile Homes | 8.00% |
** Actual rates are based on individual credit qualifications and terms and are subject to change without notice. For more detailed information on our loan rates, please call a loan officer at Ethicon Credit Union.