Personal Loans

A personal loan from Ethicon Credit Union can help with your loan needs, whatever they may be. You can use a personal loan to consolidate debt, finance a vacation, cover holiday expenses, or pay study taxes.

These loans can also help you pay for medical emergencies and other unexpected events. Personal loans from Ethicon Credit Union come with low-interest rates, fast processing, and convenient repayment terms, as well as efficient, personalized service.

Interest Rates & Charges for Personal Loans

Personal Loan Rates are current for February 2022. Ethicon Credit Union may be able to match or beat competitors' rates. The APR is the credit union's standard rate. The minimum repayment term is two months, and the maximum term reaches 36 months.

The rate may vary depending on each individual's credit history and other underwriting factors such as

Outstanding debts
Penalties
Monthly income.

Click here for rates and terms on Ethicon Credit Union personal loans.

How to Apply for a Personal Loan?

The first step is to agree to do business with Ethicon Credit Union and to receive any applicable disclosures electronically.

Note: E-mail users should be aware that the Internet is operated over an open channel; therefore, e-mail information is not guaranteed to be secure.

The second step is to complete the empty spaces of the form with valid information about yourself (workplace, income, credit history, ID number, SS Number, etc). Please, check it before submitting the form.

The third step is to submit the form to our website. It will take you up to several minutes.

Have questions? Contact us for more details!